Privacy Policy – MoneyD

MoneyD  is a digital application designed to provide financial-related services to its users. This Privacy Policy explains how personal information is collected, used, stored, and protected when using MoneyD.

1. Responsible Entity

MoneyD is operated by its responsible entity, which oversees the operation of the service and the processing of user data.

Technical Development Provider:

Oxígeno Global

(Responsible exclusively for software development and technical maintenance)

Oxígeno Global does not act as the legal data controller and does not make decisions regarding the collection, use, or processing of personal data.

2. Information We Collect

We may collect personal information when you:

Register or create an account

Use features of the application

Submit requests or contact support

Interact with the service

The information collected may include:

Name

Email address

Phone number

Basic usage and interaction data

You may access certain parts of the service without providing personal information; however, some features require registration.

3. Use of Information

Collected information is used to:

Provide and operate the MoneyD service

Improve functionality and user experience

Respond to support requests

Ensure security and prevent misuse

Comply with legal obligations

Personal data is not used for advertising or resale purposes.

4. Payments and Financial Data

All payment-related information is processed securely through third-party payment providers.

MoneyD does not store credit card numbers or sensitive financial credentials on its servers.

Payment processing is handled directly by external providers under their own security and compliance policies.

5. Data Protection Measures

Appropriate technical and organizational measures are implemented to safeguard personal information against unauthorized access, loss, misuse, or alteration.

Access to personal data is limited to authorized personnel and used strictly for operational purposes.

6. Data Sharing and Disclosure

We do not sell or rent personal data.

Information may only be disclosed when:

Required by law or legal process

Necessary to protect the rights, safety, or integrity of the service or its users

Shared with trusted service providers under confidentiality obligations

7. Data Retention

Personal data is retained only for as long as necessary to operate the service and comply with applicable legal requirements.

Users may request deletion of their account and associated data, subject to legal obligations.

8. Children’s Privacy

MoneyD is not intended for users under the age of 13.

We do not knowingly collect personal data from children under 13. If such data is identified, it will be removed promptly.

9. Changes to This Policy

This Privacy Policy may be updated periodically.

Any changes will be posted on this page and become effective upon publication.